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Benefits of Private Care For Mental Health Finding mental health care that is suited to your needs can be difficult. Fortunately, there are plenty of options to consider that can make long-term mental health care less expensive than you think. Private insurance is an option, but there are also long-term psychiatric centers that accept Medicaid or other public programs which provide low-cost or free therapy. You can find these facilities in your local area by visiting their websites or by contacting them directly. Affordable Costs are a major hurdle for a lot of people suffering from mental illness. This is especially true if they do not have health insurance, or their insurance does not cover mental healthcare. Private care is more affordable and more comprehensive for a large number of patients than traditional healthcare. The first step is ensure you know the coverage of your insurance plan. The Affordable Care Act (ACA) more commonly referred to as Obamacare mandates all health insurance plans to cover mental health care at the same level they cover other forms of medical care. Your policy should clearly state this when you purchase health insurance through the Health Insurance Marketplace. You can also search the internet for therapists who have chosen to stay out of the insurance system, and offer reduced rates to individuals. Teletherapy is offered by some therapists, allowing you to contact your therapist via text, phone or video conference. Some have created communities where patients can share resources and other information. Other options include community health clinics as well as local non-profit organizations. These organizations often have psychologists and therapists who are willing to give their time for a lower cost. You can also call the local hotline to inquire whether they provide any pro bono counseling or if they know of any counseling services that are low-cost in your area. Insurance companies may require extensive documentation during therapy sessions. This can limit the time your therapist has to spend with you. Certain insurance policies are updated every year, which can affect the extent to which your treatment is covered. A final option is to find a therapist who is accepted by Medicaid and allows you to get treatment at a cheaper cost. The majority of therapists don't advertise their availability to those who are on Medicaid. However, you can still ask your physician or other trusted sources for referrals. For Sasha Aurand, a 25-year-old from New York who has post-traumatic stress disorder (PTSD) as well as depression and anxiety the most important step is to get help. When it comes to paying the bills, Aurand has had to be efficient. Customized Treatment Since you control the location where your treatment will take place It can be tailored to meet your requirements. If you require a longer duration of stay than what's covered by insurance or access to specific treatments, therapists and facilities can create a customized treatment plan for you. This can include therapy methods, counseling techniques, and medication management. This type of personalized care can result in improved outcomes. For instance, a research of VA patients found that the readmission rate was lower for VA patients when compared to private insured patients. This was due to the higher quality of care that VA therapists provided, such as information and support about self-care. Private pay also allows you the ability to select from a variety of therapists, and without insurance company restrictions such as mandatory diagnoses, limited options for providers, and limitations on scheduling. This can help you find the right therapist for your personality and needs. You can also take advantage of expanded services such as online or teletherapy, and avoid limitations on time or sessions that make you feel less heard during your sessions. You can also save money by using in-network therapists, which are typically more affordable than those not in-network. Another reason to think about private pay is that it does not affect your future eligibility for life or health insurance. Your mental health records are kept separate from your health and medical history. This lets you keep your coverage even if you change insurance providers or jobs. While the passage of Mental Health Parity and Addiction Equity Act was a major victory, we're not where we need to be when it comes to mental health treatment. Insurance companies continue to prohibit or limit treatment that is medically needed which can be devastating for people who are in desperate need of help. For those who are able to afford it, private mental health care provides a range of benefits that other forms of care simply cannot provide. Selecting the right place for you and your family is the best way to ensure you receive the highest-quality and broad-spectrum care you require to recover. Freedom from Restrictions on Insurance Despite the fact that laws require coverage for a behavioral health, a large number of people who need assistance are denied or have limited access to treatment. Insurance companies continue to apply unfair rules and restrictions to behavioral health even after the parity law was passed in 2008. The MHPAEA (Mental Health Parity and Addiction Equity Act) requires that insurance companies with large group plans treat behavioral health issues in the same way as medical or surgical conditions. It also extends these regulations to Medicare Advantage, Medicaid managed care plans and state Children's Health Insurance Plans. The MHPAEA is making a difference, but it's not enough. Many people suffering with mental illness have difficulty finding and affording treatment because of a lack of providers who accept their insurance; insurance companies that refuse coverage or limit it to only a few short-term, problem-focused therapy methods; and duration restrictions on inpatient services, which can prevent patients from receiving the needed help to recover. These limitations are further exacerbated by the fact that the cost of mental health care is generally higher than other forms of care, making it more difficult for people to afford or pay for the care they need. Additionally, a lack of quality care options and stigma could deter patients from seeking treatment. Private mental health facilities offer the opportunity to get the care you require, without being shackled by insurance companies. In a private residence, you will receive an extensive, broad-spectrum of care that is customized to meet your requirements. You can achieve your full potential with an adaptable curriculum that includes cutting-edge and empirically-based therapeutic modalities. If you decide to visit a private mental health facility, you can benefit from many benefits including lower rates when in-network with therapists, no diagnostic limitations, and a greater range of therapy sessions lengths. Private mental health facilities do not need to record sessions or share them. This means that you are able to avoid any future restrictions or concerns about your privacy. Personalized Care Personalized care for mental health allows patients to receive customized treatment that suits their needs and goals. This is particularly important as research has shown that individual treatment leads to better outcomes, including better symptom management and a lower rate of hospitalizations. It also helps people to be more enthusiastic and involved in their treatment. Private mental health facilities are able to tailor their programs to meet the specific requirements of each patient. For instance, inpatient facilities can vary their lengths of stay depending on each patient's unique needs. Private facilities can also provide various therapeutic options not covered by insurance plans. Integrative therapies are also available that can treat a variety of ailments and can help patients heal from within. These treatments have been proven to aid in long-term recovery and help patients find out who they truly are beyond their symptoms. The purpose of individualized care is to empower people with the expertise, knowledge and confidence to be advocates for their own health. This can increase their adherence with medical advice, reduce the cost of healthcare, and increase satisfaction with the treatment. Unfortunately, delivering individualized care requires a lot of time and training. It is essential to choose an organization that provides comprehensive training in individualized care methods such as shared decision-making, individualized care plans, social prescribing and personal health budgets. In a larger context the goal of individualized health care is to provide a holistic approach that improves the quality of life of a person and increases their participation in society. This includes the coordination of care across various services that are relevant to the individual, including health, public services and social care. It also considers the voices of individuals as well as their caregivers, and recognizes the contribution of communities. The advantages of individualized care are clear however, making it happen is a difficult task. It is essential to comprehend the obstacles to achieving this goal and find solutions that can overcome them. I Am Psychiatry is to provide private insurance for mental health, which allows individuals to get the tailored, high-quality care that they need.